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Web Insurance Premium Plan Payments

All Web Insurance Plans are prepaid and expire on the day after its due date if not paid UNLESS payment arrangements were previously made BEFORE the due date.


Pay-as-You-Post Payment Plans
***By choosing the Payment Plan option, you are entering into a legal agreement with GriotSites Web Hosting & Designs, an entity of Griot International, LLC. The terms of this agreement are between yourself (Client) and GriotSites Web Hosting & Designs.You, the Client agrees to pay the set monthly installments by credit or debit card.

This is a legally binding contract for our services. The payments are made on the date of the purchase in the proceeding months. For example, if you purchase a Web Property package on the 11th of April, your payments will begin on the 11th of May and continue every month thereafter until the terms have been made. After your terms are fulfilled, you will only be responsible for the monthly web hosting fee according to the chosen Web Property. GriotSites reserves the right to refuse the GriotPay payment plan to Applicants as it sees fit for no reason. The GriotSites reserves the right to alter or change these Terms at any time without notice.

Our full GriotSites Terms and Conditions are published here.

Overdue Accounts Policy 

Because we do not conduct credit checks on our Applicants, all GriotPay plans have a 0 grace period. A Griot Web Specialist may extend the grace period for a Client but will do so at their own discretion, taking into consideration the Client's previous payment history and the life of their current or previous agreement. If payment arrangements are not made on or by the due date, Web Properties will automatically deactivate, and the past due amount plus a $10.00 fee per Domain name will be required in order to reactivate the Web Property.

In order to reactivate your account, you will be required to submit a new credit card to be placed on file, or an alternative payment method such as a money order or prepaid card.

Accounts 30 days overdue will be deleted from our servers and your account will be referred to a debt collection agency. We don't like to reach this step, so it would be easier for all parties involved to just make a payment arrangement and fulfill the arrangement.

*You are only allowed 3 credit card payment rejections in a 12 month period per account. After an account has reached its limit, the Web property's balance has to be paid in full in order to be reactivated. The Web Property owner can also make the decision to move the Web Property to another web hosting company. We will release the property files once the agreement is fulfilled.

*For further details about our GriotPay plans, please contact us or click a Web Specialist to chat
live with us.

"No Interest if paid in full in 3 Months"
You’ll have the option to pay for your Web Property package in 3 months same as cash, on qualifying
purchases. You will receive monthly statements approximately 10 days before your due date. As long
as you pay in full by the 90th day, you will not be billed interest for that purchase. If you do not pay in
full, interest will be calculated from the purchase date and will be billed to your account.

How do I pay my GriotPay Credit bill?
You’ll receive monthly statements and can choose to pay in full or over time (interest charges may apply).
For your convenience, you will receive an invitation from one of our Accounting firms, Freshbooks. Just
follow the instructions in the email, sign in and Pay your balance due. We accept all major credit
cards, PayPal™, Stripe, and WePay™. It is your responsibility to make payments on time even if you didn't receive an invoice. Logging into your Freshbooks account at the beginning of each month will remind you that your payment is due. Lost invoices will not be accepted as a reason for not making keeping the GriotPay agreement.

Is there an annual fee to use PayPal Credit?
Yes! The APR is described on our "Payment Plans" page.

Do I have a Credit Line and how much will it be?
Yes. Once you're approved, you will be afforded the credit provided by our GriotPay division for the amount that is needed to fund your Web Property only.

What is the Annual Percentage Rate (APR)?
Based on daily percentages
3 months: same as cash
6 months: 0.8334%
12 months: 1.11%
18 months: 1.23%

What does ‘Subject to Credit Approval’ mean?
Credit worthiness is determined by our Financial  division GriotPay™. We do not conduct traditional credit checks on our Applicants. When we say "subject to Credit Approval," we mean that we are reviewing your account. Although we don't pull your credit report to review your credit history, GriotSites has the right to deny an Applicant. You will receive a letter offering you a brief explanation on our decision. You have the right to re-apply only if your information has changed from the time you receive the "denial" letter.

GriotPay is a financial service that was created solely for helping potential Web Property and/or business owners to have a web presence while paying for their Web Property over time. GriotPay will review and consider your application based on a few points:

1. Your ability to make satisfied payments on the scheduled date. We need to know if you are in a position to make such payments. We will conduct a brief interview with you asking these personal questions. Please don't be offended, but in fact understand that we are extending credit and trusting people we don't personally know to compensate us for all of our hard work in creating their Web Property.
2. Written reference from your previous Webmaster. All you have to do is download the "reference letter" and email it to your previous designer. Have them complete the form and send it back to our credit department at griotpay@griotsites.com. You can also send them a link to complete the reference letter online.

The approval process can take anywhere from an hour up to a week depending on how fast we receive a completed application and references. Once you are a GriotPay Client, you can upgrade your package as often as you need to for free. If you default on your GriotPay agreement, your account will cancel and you will have to re-apply. Your Web Property will deactivate and remain offline until you either pay in full or have successfully established a new line of GriotPay credit. We will review your credit history with GriotPay to determine whether to approve your new agreement request.

What if I want to pay my GriotPay balance in full before the end date?

GriotPay agreements may be canceled anytime before the end of the term at a buyout cost. The buyout cost is in place to reward you for paying your Web Property in full. Instead of requiring the full financial agreement amount to satisfy your contract, the remaining monthly finance rate will be subtracted from your agreement amount. Here is an example:

Your Web Property cost $2,192.00. You request a payment plan over a 6-month term. Your daily finance charge is 0.8334X180 days (6 months) = $150.01. Your total package plus finance charges is $2,342.01.

Your monthly payments are $390.34 for 6 months ($365.34 +$25 monthly interest rate), but you decide to pay it off after making the first 4 payments.

Since you only have 2 months left to complete the payment agreement, $50.00 will be deducted from your final bill making your buyout total $340.34.

*Buyouts are prohibited in the first 90 days of a payment term.

*All accounts on Monthly Plans must be set up as recurring payments through Freshbooks, Paypal or on PreAuthorized payments through your bank.

Is there a number I can call if I have additional questions?

Yes, there is. Our customer service department is available to assist you with your GriotPay related issues. Please call us at 1-888-600-2011 and we will do our best to assist you.
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